At other mortgage companies it is one mortgage fits all, with us it's the historic definition of bespoke - it's our mortgage advice that's made exactly for you! If it isn't customised for you it can't be the mortgage of a lifetime or a relationship of a lifetime! We select a mortgage that will fit you like a glove. Our bespoke mortgage advice and service will positively impact your financial future because our priority is you, the client, not the commission.
At Thorpe Lincoln we tailor our mortgage advice and service to meet your individual needs and requirements by ALWAYS taking the following information into account in identifying the right mortgage for you!
+ Examine the total cost of borrowing
+ Monthly budget
+ Future personal and family circumstances
+ Career prospects and earnings potential
+ Attitude towards mortgage payment
+ Lender's mortgage interest calculation method
+ The lender's terms and conditions
+ Loan to Property Value (LTV) to minimise fees or charges
+ Lender's criteria and exit fees
+ Current tax situation
+ Term of product to tie-in with future plans and circumstances
+ Mortgage term to tie-in with circumstances
+ Payment flexibility preferences
+ Availability of products from the existing lender
+ We will always recommend a mortgage that is the most beneficial to you financially; which isn't always the one with the lowest interest rate
+ We will help minimize the total cost of your mortgage debt and maximise your long term wealth through in depth mortgage advice and planning
+ We will never let you have a preferential rate come to an end without having discussed your options
+ We will provide you with our written recommendation within 24 hours of discussing it with you
+ We will contact you at least once a week with an update between submission of your mortgage application and the mortgage offer
+ We will review your mortgage annually and compare it with the current market
+ We will not let you complete on the wrong mortgage product
+ We will ALWAYS do what we say, when we say we will, and we will never leave you in the dark!
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Terms & Conditions : Please read our full terms and conditions and privacy statement before you proceed. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. Thorpe Lincoln Mortgage Consultants Limited. Registered office 33 Mary Seacole Road, The Millfields, Plymouth, Devon PL1 3JY. Company registration number 5419596. Thorpe Lincoln Mortgage Consultants Limited is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority for mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register (http://fsa.gov.uk) under reference 300866.
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